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Payments & API Integration

M-Pesa Daraja, Stripe, and Payoneer integrated into one ledger — payments in, payments out, fully reconciled.

M-PesaStripePayoneerReconciliation
🇰🇪 KES 180,000🌍 USD 5,500

Overview

What this looks like in practice

Reconciling M-Pesa statements by hand, chasing failed webhook callbacks, and juggling three payment providers is a full-time job nobody wants. We integrate M-Pesa Daraja, Stripe, and Payoneer into one ledger, so payments in and payments out are tracked, reconciled, and audit-ready automatically.

Typical timeline: 3–5 weeks

Scope

What's included

Every engagement is scoped in writing before work begins — this is the typical deliverable set for this service.

  • Payment gateway integration: Daraja, Stripe, Payoneer
  • Unified transaction ledger across providers
  • Automated reconciliation
  • Webhook and callback handling
  • Refund and dispute workflows
  • Audit-ready reporting

Fit

Who this is for

  • Businesses accepting payments in both KES and USD/GBP
  • Companies manually reconciling M-Pesa statements
  • SaaS products that need subscription billing across currencies

Proof

Payments & API Integration in the field

Payments & API Integration🌍 International

95%

reduction in manual reconciliation time

Integrated M-Pesa Daraja, Stripe, and Payoneer into a single ledger with automated reconciliation, replacing a finance team's weekly multi-day manual close.

Read the full story

Process

How we get there

Discover

We spend the first week inside your business — mapping workflows, interviewing stakeholders, and auditing existing tools. No assumptions, no boilerplate proposals.

Scope

You receive a fixed-price statement of work: exact deliverables, timeline milestones, and success metrics. If it is not in writing, it does not exist.

Build

Weekly demo calls, a shared project board, and a staging environment from day one. You see progress every week — not just at handover.

Grow

Go-live is not the end. We monitor, iterate, and scale with you — retainer or project-by-project, on your terms.

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Ready to see what’s possible?

A 20-minute intro call is free. A 90-minute Paid Discovery Session is $500 / KES 25,000 — and ends with a clear, actionable roadmap for transforming how your business operates.

hello@biran.co.ke · WhatsApp: +2547142987206